Over 160 years ago, the original founders of American Express, Henry Wells and William G. Fargo, identified a lack of professional banking and express services amongst the onslaught of gold rush residents who had flocked to California. The duo eventually created Wells Fargo to satisfy those needs, and effectively established the gold standard in banking and finance.
The San Francisco-based multi-national financial and banking comglomerate has since become the second largest bank in the United States for home mortgage services, deposits and debit cards, and the fourth largest by assets. If those statistics aren’t impressive enough for you, chew on this: Wells Fargo was named the top bank by GOBankingRates in its list of Ten Best Banks of 2015, and their charitable giving exceeds $275 million annually!
1. Personal Banking
Security is a top priority at Wells Fargo. With 24/7 fraud monitoring, online security protection against unauthorized account access, and a release of responsibility for unauthorized debit purchase or ATM transactions when promptly reported, Wells Fargo is committed to preserving financial information.
Convenience is also a top priority for the country’s top bank. 6,200+ branches and 12,500 ATMS have made Wells Fargo banking quicker and easier than ever. The bank’s mobile apps like getbankingdone.com combined with 24/7 toll-free customer service have made that process even more convenient. Wells Fargo has a variety of checking and savings accounts available to meet the needs of their clients, and their informative free online tools make it even easier to manage your money! Check out My Money Map, a convenient way to track spending and savings, and to establish personal budget goals.
2. Wealth Management
Wells Fargo has three divisions of wealth management. The Private Bank utilizes professional advisors to customize individual investment plans, credit strategies, trust administration, banking and other financial needs for clients. Abbott Downing specializes in unique wealth and legacy services including asset preservation, foundations, and endowment services for individuals and families. Wells Fargo Advisors is a full service program providing asset management, portfolio analysis, investment services, retirement plans and more.
3. Business Services
With a wide range of business services, Wells Fargo is well prepared to strategize with small companies to multi-level corporations to assist them in growing their business. From merchant services, insurance, payroll and employee benefits, to financing options, business credit and banking, Wells Fargo’s Business Services branch is committed to growing the business of their clients.
4. Home Sweet Home
From first-time home buyers to seasoned homeowners, Wells Fargo provides financing for every budget. From fixed-rate and adjustable-rate mortgages, new construction loans, FHA and VA mortgages, to the Home Affordable Refinance Program (HARP), home equity financing, credit lines and more, Wells Fargo loan professionals are thoroughly knowledgeable and dedicated to finding the best funding for every individual client.
5. Wells Fargo’s Foremost Finance Specialists
With finance and legal professionals like Jerry Neumann, who serves the greater Philadelphia area with a wealth of knowledge and expertise, Wells Fargo has clearly emerged as a leading force in banking and finance. Mr. Neumann received his B.A. in Economics and graduated cum laude from Brandeis University, and Juris Doctor degree from the Benjamin Cardozo School of Law at Yeshiva University. He is a member of the Bar in Pennsylvania and New York, and the American Bar Association. As an esteemed Senior Trust & Fiduciary Specialist for Wells Fargo Private Bank, Mr. Neumann specializes in wealth and trust management as well as estate, charitable, and financial planning strategies. He, in addition to thousands of other Wells Fargo financial specialists throughout the country and on a global level, have made Wells Fargo the largest bank in the world by market value, while serving over 70 million customers.
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